November 30, 2021

Value of Investment in our Life

Hello guys my name is Revan. Today we are going to discuss about the value of investment in student life. As we all know we all needs financial freedom in our life, no-one wants to be dependent on somebody else for money. so one of the way to do is stock market investing or trading.

Long-term investment

One of the best things you can do as a young adult is to take advantage of your mind and invest. The more you invest today, the more your investment will be worth in the future. For example, if a 20-year-old invests Rs 1,000 in a brokerage account that grows at an average rate of 10%, that money will be worth Rs 72,890 when they are 65 and ready to retire. And that’s just one investment! Imagine if they keep putting money into that account. You can also invest in treasury bonds, mutual funds, commodities, etc if you want to play on the safer side. So don’t waste your money on purchasing luxury kinds of stuff.

Short-term investment

Basically, long-term investment is like investing money for a couple of years or a lifetime. It is like taking advantage of the short-term trendy movement in the share market. As compared to the long-term investment it possesses a higher risk but having a higher outcome. For example, if we came to know that some particular share is gonna up or down we can take advantage of that movement term of course by proper analysis of the trend.

How to get started?

Many students are intimidated and assume that investing is too complicated and too hard. This is a total misconception. It’s actually fairly simple and easy to start investing because almost all students have smartphones and computers now. There are many courses that are available on the internet about basic knowledge of the stock market. also there are many platforms like Zerodha, Upstox, Angel broking, etc having very simple user-interface and easy to learn for beginners.

How much money do you need to invest?

Another misconception about investing is that only wealthy people have enough money to buy stocks and bonds. However, the reality is that if you only have 1000Rs to spare, you can still invest it! Many brokerage accounts do not require a minimum investment amount, meaning that if you can only afford to buy one stock of a company, that’s ok! Just remember to keep investing as you make extra money so you can grow it at an even faster rate. 

But remember don’t blindly trust on anyone, be your own guide and only enter the market with proper study and strategy